Ferg's Homey Page

RVing With The Fergs


Our Budget Plan and Some Statistics

The Fergs - Our Full Timer's Budget

Since we have been on the road full time, I have tweeked our budget several times. Here is the newest plan we are living by. Each to their own..... this is ours.

These are the part of the budget that we can control. These vary month to month depending on how much and where we travel.

Note: These figures are from 2021, South Dakota resident, fulltime RVers.

This is our monthly budget (variable), currently $1,870.00.

  $ Bugeted
Campground & RV Park Fees1 250.00
Clothes2 40.00
Entertainment3 40.00
Food - Dining Out4 85.00
Food - Groceries5 550.00
Fuel - Diesel for Truck6 425.00
Gifts & Tithes7 75.00
Household Items8 140.00
Maint - RV9 40.00
Maint - Truck10 25.00
Misc11 140.00
Dr & Meds12 45.00
Propane13 15.00
---------------------------------------------------------------------------------------------------------------------------------

These are our fixed costs each month. currently $571.69.

Health Insurance Sup G - Allen14 133.61
Health Insurance Sup G - Donna15 108.52
RX Insurance - Allen16 15.30
Rx Insurance - Donna17 15.70
Verizon Wireless18 118.68
Dish Network19 66.05
Amazon Prime20 13.83
Visible Wireless21 25.00
Mini Storage22 75.00
---------------------------------------------------------------------------------------------------------------------------------

These are our Clubs, Memberships, & Annual Bills (per month). currently $322.06.

 
Thousand Trails23 53.55
TT Trails Collection24 26.25
RPI25 13.34
Elks26 8.63
Escapees27 3.96
Passport America28 3.67
Harvest Hosts29 6.58
Good Sam Roadside Assist30 10.00
RV Trip Wizard31 4.08
Truck & RV Insurance32 167.42
Truck Liscense33 12.00
RV Liscense34 15.00
Americas Mailbox35 15.83
Good Sam (Lifetime Membership)36 0.00

By just using our Social Security income, and sticking to this budget, we can pay everything and still have money left to go into savings. Our sumer jobs at the California wildfire camps, and our unemployment, are just a big plus!





  1. Campground fees include any additional fees like 50 amp service or Internet, etc..
  2. Clothes.
  3. Entertainment (entrance fees, movies, books).
  4. Food - while dining out.
  5. Food - groceries. Meals at home.
  6. Fuel - Diesel for Truck.
  7. Gifts & Tithes, Holiday or Birthdays.
  8. Household Items (cleaning supplies, detergent, toiletries, paper towels, TP, etc.)
  9. Maintenance for RV.
  10. Maintenance for Truck.
  11. Misc. - anything not listed.
  12. Medical - Dr co-pays, Meds, OTC
  13. Propane - RV, BBQ, Firepit

  14. Heath Insurance - Mutual of Omaha Plan G for Allen.
  15. Heath Insurance - Mutual of Omaha Plan G for Donna.
  16. Rx Insurance - Wellcare RX PDP for Allen.
  17. Rx Insurance - Wellcare Value Script PDD for Donna.
  18. Verizon Wireless - Unlimited Plan, Samsung Galaxy S9 & S10
  19. We own our equipment and use the Dish Network Pay-As-You-Go Plan
  20. Amazon Prime
  21. Visible Wireless (Unlimited Internet)
  22. Mini Storage - Yuma, AZ

  23. Thousand Trails - RV clubs and memberships.
  24. TT Trails Collection - RV clubs and memberships.
  25. RPI Preferred - Resorts Parks International - RV clubs and memberships.
  26. Elks - RV clubs and memberships.
  27. Escapees - RV clubs and memberships.
  28. Passport America - RV clubs and memberships.
  29. Harvest Hosts - RV clubs and memberships.
  30. Good Sam Roadside Assist. - In case of a breakdown.
  31. RV Trip Wizard - trip planning software.
  32. Progressive Insurance for Truck & RV (South Dakota).
  33. Truck Liscense - South Dakota.
  34. RV Liscense - South Dakota.
  35. Americas Mailbox Gold Plan.
  36. Good Sam (Lifetime Membership) - RV clubs and memberships.

Campsite Fees and Fuel for RV get adjusted each month due to our projected travels. Leftover money goes into savings for Emergencies & Unexpected Expenses.

There you have it.

That is $ 2,763.75 per month (for us). You can spend more or less. This is just the way we do things. As of November 2021.

It is all up to you.

____________________________________________________________________________




Some Interesting Statistics.

Full timing started July of 2012 (house sold), retired June 3rd, 2013, hit the road in September 4, 2013!!

___________________________________________
  2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 Totals
Thousand Trails 8 194 22 51 60 125 262 162 142 100 33 3 0 0 1,154
KM Resorts 0 0 0 0 0 0 0 0 12 10 0 14 11 0 47
RPI 2 3 12 2 2 7 0 24 43 38 2 2 8 0 145
Elks 0 7 1 4 7 18 9 17 10 5 0 0 0 0 78
Escapees 0 0 0 1 0 18 7 0 0 2 0 0 0 0 28
Passport America 0 0 0 3 0 0 4 0 3 3 4 0 0 0 17
Good Sam 0 0 0 1 0 7 1 0 0 4 6 0 0 0 19
Boondock 12 123 14 31 18 71 50 101 40 5 1 0 0 0 466
Moochdock 0 80 0 0 0 65 0 10 19 79 58 0 0 0 311
State Park/National Park 0 0 0 11 0 12 15 11 2 8 0 2 2 2 65
Corp of Engineers 0 0 0 0 0 3 0 3 0 0 0 0 0 0 6
Casino Parking 0 2 0 3 1 12 8 27 19 1 1 0 0 0 74
House Sitting 0 0 0 11 0 0 0 0 0 39 68 0 0 0 118
Camping World 0 0 0 0 0 0 0 0 2 3 0 0 0 0 5
Other 0 3 1 0 0 25 36 66 105 73 15 13 8 4 349
Yuma Ferg Base 0 37 278 255 84 24 0 0 0 0 0 0 0 0 678
Harvest Host 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

___________________________________________

Total miles we have driven the truck (since 11/5/2020) - 21,057 miles
Total miles pulled fith wheel (since 12/1/2020) - 6,378 miles
Miles driven Truck In December - 916 miles
Miles pulled the RV In December - 194 miles

Highest price of diesel used - $ 4.699 10/21/2021 Redding, CA
Lowest price of gas used - $ 1.369 2/28/2016 Chevron at Livingston, TX

Number of States camped in - 25
Longest drive between camp sites - 520 miles (Oct 12, 2020)
Shortest drive between camp sites - 0.5 mile

Number of States Geocaches found in - 24

___________________________________________

Monthly Stats (Last Month)

Stats for December 2021 - 31 Nights

Total cost for camping - $30.00
Total nights camping
- Thousand Trails - 14
- BLM - 14
- RPI - 3
- Boondock - 16
Average Cost per Night - $0.97

New States Camped In - 0

___________________________________________

Year Eight On The Road Stats (Full and Part-Timers)

September 2020 thru August 2021
Miles towed/travelled - 7,006
States vsited - 6
States Camped In - 6
New States - 0
Number of times setup camp - 40
Average days camped per stop - 9.16
Campground fees for the year - $369.06 $1.01 per night
Highest average camping fees Month - $2.96 per night for September
Lowest average camping fees Month - $0.00 per night for several months

___________________________________________

Year Seven On The Road Stats (Part-Timers)

September 2019 thru August 2020
Miles towed/travelled - 935
States vsited - 2
States Camped In - 2
New States - 0 Number of times setup camp - 12
Average days camped per stop - 30.41
Campground fees for the year - $125.00 $6.25 per night (20 nights)
Highest average camping fees Month - $21.25 per night for December (4 nights)
Lowest average camping fees Month - $0.00 per night for most months

___________________________________________

Year Six On The Road Stats (Part-Timers)

September 2018 thru August 2019
Miles towed/travelled - 5,884
States vsited - 6
States Camped In - 6
New States - 0 Number of times setup camp - 33
Average days camped per stop - 11.06
Campground fees for the year - $510.00 $1.40 per night
Highest average camping fees Month - $9.88 per night for April (30 nights)
Lowest average camping fees Month - $0.00 per night for most months

___________________________________________

Year Five On The Road Stats (Full and Part Timers)

September 2017 thru August 2018
Miles towed/travelled - 6,647
States vsited - 7
States Camped In - 7
New States - 0 Number of times setup camp - 40
Average days camped per stop - 9.1
Campground fees for the year - $1,798.97 $4.93 per night
Highest average camping fees Month - $21.44 per night for October
Lowest average camping fees Month - $0.00 per night for Feb, June, Aug

___________________________________________

Year Four On The Road Stats

September 2016 thru August 2017
Miles towed/travelled - 8,610
States vsited - 10
States Camped In - 10
New States - 0 Number of times setup camp - 62
Average days camped per stop - 5.89
Campground fees for the year - $1525.70 $4.18 per night
Highest average camping fees Month - $15.36 per night for August
Lowest average camping fees Month - $0.00 per night for Sept, Feb, June

___________________________________________

Year Three On The Road Stats

September 2015 thru August 2016
Miles towed/travelled - 7,802
States vsited - 10
States Camped In - 10
New States - 2 Number of times setup camp - 48
Average days camped per stop - 7.63
Campground fees for the year - $1258.38 $3.44 per night
Highest average camping fees Month - $12.05 per night for December
Lowest average camping fees Month - $1.14 per night for May - August

___________________________________________

Year Two On The Road Stats

September 2014 thru August 2015
Miles towed/travelled - 8,830
States vsited - 14
States Camped In - 14
New States - 6 Number of times setup camp - 71
Average days camped per stop - 5.14
Campground fees for the year - $2173.74 $5.96 per night
Highest average camping fees Month - $12.24 per night for September
Lowest average camping fees Month - $0.97 per night for August

___________________________________________

Year One On The Road Stats

September 2013 thru August 2014
Miles towed - 9,252
States vsited - 19
States Camped In - 17
Number of times setup camp - 69
Average days camped per stop - 5.29
Campground fees for the year - $2612.17 $7.16 per night
Highest average camping fees Month - $14.55 per night for September
Lowest average camping fees Month - $0.25 per night for June

___________________________________________

___________________________________________

Our Membership Campground Statistics

Good Sam Club - We are lifetime members of the Good Sams, and take advantage of the 10 percent discount when traveling, if there is nothing better available.

Elks - We belong to Yuma Elks Lodge # 476 in Yuma, AZ. As traveling Elks, we have access to many camping opportunities at Lodges and Elks parks around the contry. Good places to stop. Good prices.

Escapees - We plan on visiting some of their Rainbow Parks, SKP Co-Ops, and Discount Parks while we travel. And they produce a great magazine.

Harvest Hosts - A great option for one night stops. Usually boondocking. Winerys, brewerys, farms, attractions, etc. we make purchase while there.

RPI - Resort Parks International - We obtained this membership when we bought into Thousand Trails. There are many parks out there that we can stay in for up to 2 weeks at a time for only 10 bucks per night. This will be our second choice when we are unable to get into one of our 'free' membership sites. There is a yearly fee.

Enjoy America - This membership also came with our RPI membership. These parks are all over, but restrict the discount to week days only, or a discount on the 3rd night or other such options. Similar to Passport America

Passport America - Good for 50 percent off campground costs. Some conditions apply. Many parks to choose from. Good for us when there is no TT, or RPI parks close by.

Thousand Trails - There are many types of memberships available. We bought a used VIP Platinum membership that includes all the TT preserves and NACO and Leisure Time Resorts too. We can stay up to 3 weeks at a time at no cost and then move to another preserve with no time out of the system and no waiting period. We also get to make our reservations 120 days in advance. After purchacing the membership, there is a yearly 'maintenance fee'. We recently added the Trails Connection. This adds over 100 parks nationwide. See below for our initial costs and yearly usage stats.

Thousand Trails

  Date Amount # of Nights Per Year Avg. Cost Per Night
Purchased  Nov 2011  $   1450.00
Transfer Fee  Nov 2011  $   750.00
1st Year   3
Yearly Maintenance Dues Jan 2012  $   649.00   33  $   19.67
Yearly Maintenance Dues Jan 2013  $   649.00   100  $   6.49
Yearly Maintenance Dues Jan 2014  $   626.72   142  $   4.41
Yearly Maintenance Dues Jan 2015  $   610.54   162  $   3.77
Yearly Maintenance Dues Jan 2016  $   620.08   262  $   2.37
Yearly Maintenance Dues Jan 2017  $   620.69   125  $   4.97
Yearly Maintenance Dues Jan 2018  $   628.58   60  $   10.48
Yearly Maintenance Dues Jan 2019  $   641.49   51  $   12.58
Yearly Maintenance Dues Jan 2020  $   642.55   22  $   29.21
Yearly Maintenance Dues + TC Jan 2021  $   988.12   180 So Far  $   5.49
Total $$$ Paid In          $ 8,876.77
Nights Camped          1,140
Average Cost per Night    $7.79

After the initial purchace and transfer, we have really benefitted from this membership.

Bought through a re-seller.

Our yearly dues are $1,391.50 for all our club memberships, which is just $ 115.96 per month. We just have to spend 5 nights a month in our parks to make it all worthwhile.

Figures are current through February, 2021. Numbers seem a bit high now? Not to worry....they go down every month!

Comments always welcomed

Either via email or the Contact page.. Thanks for reading.


Cool Stuff!

The Ferg's Home

Here is some of the RVs we have owned, some of the fun places we have visited, and pictures of us having fun! Click on the picture to get a bigger one.

A full time RV life - the way to go!

    Fergizmo

  • Our Travel Trailer

  • Our Class C motorhome

  • Our Arctic Fox

  • Our Hurricane motorhome

  • Our Southwind motorhome

  • Our 38 ft Bighorn

  • Our 32 ft Cameo

  • Our Rainier TT

  • Our Dutchmen TT

  • Devils Tower

  • Q Mountain

  • Oregon Coast

  • Boondocking

  • Brew Pubs

  • RV Dreams rally

  • SKP WARE rally

  • Christian Fellowship BoF

Thank you for stopping by, hope to see you down the road!