Our Budget Plan and Some Statistics
The Fergs - Our Full Timer's Budget
Since we have been on the road full time, I have tweeked our budget several times. Here is the newest plan we are living by. Each to their own..... this is ours.These are the part of the budget that we can control. These vary month to month depending on how much and where we travel.
|Campground & RV Park Fees1||225.00|
|Fuel - Gas for RV5||250.00|
|Fuel - Gas for Toad6||150.00|
|Food - Groceries7||500.00|
|Food - Dining Out8||65.00|
|Gifts & Tithes9||55.00|
|Maintenance - RV11||40.00|
|Maintenance - Toad12||15.00|
|Medical & Meds14||50.00|
These are our fixed costs each month.
|Health Insurance - Donna16||243.51|
|Clubs, Memberships, & Annual Bills (per month)|
|Allied Insurance (RV)22||99.00|
|Good Sam Roadside Assist.23||8.75|
|Progressive Insurance (Toad)28||66.50|
|Resort Parks International (RPI)29||13.25|
|SKP Mail Service32||9.59|
- Campground fees include any additional fees like 50 amp service or Internet, etc..
- Cat Supplies - Soft Food, Crunchies, Litter, Treats, Toys.
- Entertainment (entrance fees, movies, books).
- Fuel - Gas for RV.
- Fuel - Gas for Toad.
- Food - groceries. Meals at home.
- Food while dining out.
- Gifts & Tithes, Holiday or Birthdays.
- Household Items (clothing, cleaning supplies, sewing material, pet supplies, etc.)
- Maintenance for RV.
- Vehicle Maintenance for Jeep.
- Misc. - anything not covered.
- Medical - Dr co-pays, Meds, OTC
- Propane - RV, BBQ, Firepit
- Heath Isurance - BCBS Blue Advantage Silver HMO 002 (Texas) for Donna (I have Medicare).
- Verizon Wireless - 16 gigs (Jetpack), Samsung Galaxy S5, Apple IPhone 6
- We own our equipment and use the Dish Network Pay-As-You-Go Plan
- Thousand Trails - RV clubs and memberships.
- Escapees - RV clubs and memberships.
- Costco Membership.
- RV - Allied Insurance through Miller's Insurance.
- Good Sam Roadside Assist. - In case of a breakdown.
- Texas registration fees for Motorhome - $217.50.
- thefergs.com - our website & email
- Elks - RV clubs and memberships.
- FMCA - RV clubs and memberships.
- Toad - Progressive Insurance through Miller's Insurance for Jeep.
- RPI - Resorts Parks International - RV clubs and memberships.
- Passport America - RV clubs and memberships.
- Texas registration fees for Jeep - $93.35.
- We use Escapees Mail Service out of Livingston, TX.
- Sam's Club membership.
Campsite Fees and Fuel for RV get adjusted each month due to our projected travels. Leftover money goes into savings for Emergencies & Unexpected Expenses.
There you have it.
That is $ 2,406.26 per month (for us). You can spend more or less. This is just the way we do things. As of May 2017.
It is all up to you.____________________________________________________________________________
Some Interesting Statistics.
Full timing started July of 2012 (house sold), retired June 3rd, 2013, hit the road in September 4, 2013!!___________________________________________
|State Park/National Park||0||15||11||2||8||0||2||2||2||42|
|Corp of Engineers||3||0||3||0||0||0||0||0||0||6|
___________________________________________ Miles driven Motorhome In July - 462 miles
Total miles driven Motorhome (since 3/10/2015) - 20,003 miles
Miles driven Jeep In July - 994 miles
Total miles driven Jeep since 5/16/2015) - 28,439 miles
Highest price of gas used - $ 3.139 7/10/2015 Monroe, WA AM/PM Mini Mart
Lowest price of gas used - $ 1.369 2/28/2016 Chevron at Livingston, TX
Number of States camped in - 25
Longest drive between camp sites - 495 miles (Oct 7, 2014)
Shortest drive between camp sites - 0.5 mile
Number of States Geocaches found in - 22
Monthly Stats (Last Month)
Stats for July 2017 - 31 Nights
Total nights camping
- Casino boondocking - 4
- Thousand Trails - 11
- Elks Lodge - 1
- moochdocking - 15
Average Cost per Night - $0.65___________________________________________
Year Three On The Road Stats
September 2015 thru August 2016
Miles towed/travelled - 7,802
States vsited - 10
States Camped In - 10
New States - 2 Number of times camped - 48
Average days camped per stop - 7.63
Campground fees for the year - $1258.38 $3.44 per night
Highest average camping fees Month - $12.05 per night for December
Lowest average camping fees Month - $1.14 per night for May - August
Year Two On The Road Stats
September 2014 thru August 2015
Miles towed/travelled - 8,830
States vsited - 14
States Camped In - 14
New States - 6 Number of times camped - 71
Average days camped per stop - 5.14
Campground fees for the year - $2173.74 $5.96 per night
Highest average camping fees Month - $12.24 per night for September
Lowest average camping fees Month - $0.97 per night for August
Year One On The Road Stats
September 2013 thru August 2014
Miles towed - 9,252
States vsited - 19
States Camped In - 17
Number of times camped - 69
Average days camped per stop - 5.29
Campground fees for the year - $2612.17 $7.16 per night
Highest average camping fees Month - $14.55 per night for September
Lowest average camping fees Month - $0.25 per night for June
Our Membership Campground StatisticsGood Sam Club - We belong to the 'At Large' chapter of the Washington State Good Sams, and take advantage of the 10 percent discount when traveling, if there is nothing better available.
Elks - We belong to Columbia Basin, WA Lodge # 1930 in Moses Lake, WA. As traveling Elks, we have access to many camping opportunities at Lodges and Elks parks around the contry. Good places to stop. Good prices.Escapees - We plan on visiting some of their Rainbow Parks, SKP Co-Ops, and Discount Parks while we travel. We also use their mail service. And they produce a great magazine.
FMCA - Family Motorcoach Association. A great club for motorhome owners, and all RVers. And they produce a great magazine.
RPI - Resort Parks International - We obtained this membership when we bought into Thousand Trails. There are many parks out there that we can stay in for up to 2 weeks at a time for only 10 bucks per night. This will be our second choice when we are unable to get into one of our 'free' membership sites. There is a yearly fee.
Enjoy America - This membership also came with our RPI membership. These parks are all over, but restrict the discount to week days only, or a discount on the 3rd night or other such options. Similar to Passport America
Passport America - Good for 50 percent off campground costs. Some conditions apply. Many parks to choose from. Good for us when there is no TT, or RPI parks close by.
Thousand Trails - There are many types of memberships available. We bought a used VIP Platinum membership that includes all the TT preserves and NACO and Leisure Time Resorts too. We can stay up to 3 weeks at a time at no cost and then move to another preserve with no time out of the system and no waiting period. We also get to make our reservations 120 days in advance. After purchacing the membership, there is a yearly 'maintenance fee'. See below for our initial costs and yearly usage stats.
|Date||Amount||# of Nights Per Year||Avg. Cost Per Night|
|Purchased||Nov 2011||$ 1450.00|
|Transfer Fee||Nov 2011||$ 750.00|
|Yearly Maintenance Dues||Jan 2012||$ 649.00||33||$ 19.67|
|Yearly Maintenance Dues||Jan 2013||$ 649.00||100||$ 6.49|
|Yearly Maintenance Dues||Jan 2014||$ 626.72||142||$ 4.41|
|Yearly Maintenance Dues||Jan 2015||$ 610.54||162||$ 3.77|
|Yearly Maintenance Dues||Jan 2016||$ 620.08||262||$ 2.37|
|Yearly Maintenance Dues||Jan 2017||$ 620.69||125 So Far||$ 5.05|
|Total $$$ Paid In||$ 5,984.49|
|Average Cost per Night||$7.27|
After the initial purchace and transfer, we have really benefitted from this membership.
Bought through a re-seller.
Our yearly dues are $1,007.88 for all our club memberships, which is just $ 83.99 per month. We just have to spend 4 nights a month in our parks to make it all worthwhile.
Figures are current through May, 2017. Numbers seem a bit high now? Not to worry....they go down every month!