Ferg's Homey Page

RVing With The Fergs


Our Budget Plan and Some Statistics

The Fergs - Our Full Timer's Budget

Since we have been on the road full time, I have tweeked our budget several times. Here is the newest plan we are living by. Each to their own..... this is ours.

These are the part of the budget that we can control. These vary month to month depending on how much and where we travel.

Note: These figures are from 2021, South Dakota resident, fulltime RVers.

  $ Bugeted
Campground & RV Park Fees1 225.00
Clothes2 40.00
Entertainment3 35.00
Food - Dining Out4 80.00
Food - Groceries5 525.00
Fuel - Diesel for Truck6 150.00
Gifts & Tithes7 220.00
Household Items8 105.00
Maint - RV9 35.00
Maint - Truck10 35.00
Misc11 90.00
Dr & Meds12 25.00
Propane13 15.00
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These are our fixed costs each month.

Health Insurance - Allen14 138.59
Health Insurance - Donna15 105.06
RX Insurance - Allen16 15.30
Rx Insurance - Donna17 15.70
Verizon Wireless18 145.44
Dish Network19 66.04
Amazon Prime20 13.86
Visible Wireless21 25.00
Mini Storage22 69.00
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Clubs, Memberships, & Annual Bills (per month)
Thousand Trails23 53.54
RPI24 13.33
Escapees25 3.16
Elks26 8.79
Passport America27 3.66
Good Sam Roadside Assist28 10.00
Truck Liscense29 23.67
RV Liscense30 38.42
Truck & RV Insurance31 149.17
The Fergs.com32 4.15
MS Office 36533 8.89
CostCo34 4.58
Sams Club35 3.75
Disney Plus36 6.32
1 Password App37 2.99
XM Radio38 3.75

$342.84 goes into savings each month. Bills are paid when they come due.





  1. Campground fees include any additional fees like 50 amp service or Internet, etc..
  2. Clothes.
  3. Entertainment (entrance fees, movies, books).
  4. Food - while dining out.
  5. Food - groceries. Meals at home.
  6. Fuel - Diesel for Truck.
  7. Gifts & Tithes, Holiday or Birthdays.
  8. Household Items (cleaning supplies, detergent, toiletries, paper towels, TP, etc.)
  9. Maintenance for RV.
  10. Maintenance for Truck.
  11. Misc. - anything not listed.
  12. Medical - Dr co-pays, Meds, OTC
  13. Propane - RV, BBQ, Firepit

  14. Heath Insurance - Mutual of Omaha Plan G for Allen.
  15. Heath Insurance - Mutual of Omaha Plan G for Donna.
  16. Rx Insurance - Wellcare RX PDP for Allen.
  17. Rx Insurance - Wellcare Value Script PDD for Donna.
  18. Verizon Wireless - Unlimited Plan, Samsung Galaxy S9 & S10
  19. We own our equipment and use the Dish Network Pay-As-You-Go Plan
  20. Amazon Prime
  21. Visible Wireless (Unlimited Internet)
  22. Mini Storage - Yuma, AZ

  23. Thousand Trails - RV clubs and memberships.
  24. RPI Preferred - Resorts Parks International - RV clubs and memberships.
  25. Escapees - RV clubs and memberships.
  26. Elks - RV clubs and memberships.
  27. Passport America - RV clubs and memberships.
  28. Good Sam Roadside Assist. - In case of a breakdown.
  29. Truck Liscense - South Dakota
  30. RV Liscense - South Dakota
  31. National General Insurance through Miller's Insurance for Truck & RV (South Dakota).
  32. Thefergs.com - our website & email
  33. MS Office 365
  34. Costco membership
  35. Sams Club membership
  36. Disney Plus Subscription
  37. 1 Password App Subscription.
  38. XM Radio Subscription.

Campsite Fees and Fuel for RV get adjusted each month due to our projected travels. Leftover money goes into savings for Emergencies & Unexpected Expenses.

There you have it.

That is $ 2,512.16 per month (for us). You can spend more or less. This is just the way we do things. As of April 2021.

It is all up to you.

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Some Interesting Statistics.

Full timing started July of 2012 (house sold), retired June 3rd, 2013, hit the road in September 4, 2013!!

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  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 Totals
Thousand Trails 132 22 51 60 125 262 162 142 100 33 3 0 0 930
KM Resorts 0 0 0 0 0 0 0 12 10 0 14 11 0 47
RPI 0 12 2 2 7 0 24 43 38 2 2 8 0 140
Elks 0 1 4 7 18 9 17 10 5 0 0 0 0 71
Escapees 0 0 1 0 18 7 0 0 2 0 0 0 0 28
Passport America 0 0 3 0 0 4 0 3 3 4 0 0 0 17
Good Sam 0 0 1 0 7 1 0 0 4 6 0 0 0 19
Boondock 19 14 31 18 71 50 101 40 5 1 0 0 0 341
Moochdock 0 0 0 0 65 0 10 19 79 58 0 0 0 231
State Park/National Park 0 0 11 0 12 15 11 2 8 0 2 2 2 65
Corp of Engineers 0 0 0 0 3 0 3 0 0 0 0 0 0 6
Casino Parking 0 0 3 1 12 8 27 19 1 1 0 0 0 72
House Sitting 0 0 11 0 0 0 0 0 39 68 0 0 0 118
Camping World 0 0 0 0 0 0 0 2 3 0 0 0 0 5
Other 0 1 0 0 25 36 66 105 73 15 13 8 4 346
Yuma Ferg Base 37 230 255 84 24 0 0 0 0 0 0 0 0 630

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Total miles we have driven the truck (since 11/5/2020) - 14,010 miles
Total miles pulled fith wheel (since 12/1/2020) - 3,652 miles
Miles driven Truck In June - 998 miles
Miles pulled the RV In June - 275 miles

Highest price of diesel used - $ 3.679 5/11/2021 Placerville, CA
Lowest price of gas used - $ 1.369 2/28/2016 Chevron at Livingston, TX

Number of States camped in - 25
Longest drive between camp sites - 520 miles (Oct 12, 2020)
Shortest drive between camp sites - 0.5 mile

Number of States Geocaches found in - 24

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Monthly Stats (Last Month)

Stats for June 2021 - 30 Nights

Total nights camping
- Elks - 0
- Thousand Trails - 30
- Moochdock - 0
Average Cost per Night - $0.00

New States Camped In - 0

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Year Seven On The Road Stats (Part-Timers)

September 2019 thru August 2020
Miles towed/travelled - 935
States vsited - 2
States Camped In - 2
New States - 0 Number of times setup camp - 12
Average days camped per stop - 30.41
Campground fees for the year - $125.00 $6.25 per night (20 nights)
Highest average camping fees Month - $21.25 per night for December (4 nights)
Lowest average camping fees Month - $0.00 per night for most months

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Year Six On The Road Stats (Part-Timers)

September 2018 thru August 2019
Miles towed/travelled - 5,884
States vsited - 6
States Camped In - 6
New States - 0 Number of times setup camp - 33
Average days camped per stop - 11.06
Campground fees for the year - $510.00 $1.40 per night
Highest average camping fees Month - $9.88 per night for April (30 nights)
Lowest average camping fees Month - $0.00 per night for most months

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Year Five On The Road Stats (Full and Part Timers)

September 2017 thru August 2018
Miles towed/travelled - 6,647
States vsited - 7
States Camped In - 7
New States - 0 Number of times setup camp - 40
Average days camped per stop - 9.1
Campground fees for the year - $1,798.97 $4.93 per night
Highest average camping fees Month - $21.44 per night for October
Lowest average camping fees Month - $0.00 per night for Feb, June, Aug

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Year Four On The Road Stats

September 2016 thru August 2017
Miles towed/travelled - 8,610
States vsited - 10
States Camped In - 10
New States - 0 Number of times setup camp - 62
Average days camped per stop - 5.89
Campground fees for the year - $1525.70 $4.18 per night
Highest average camping fees Month - $15.36 per night for August
Lowest average camping fees Month - $0.00 per night for Sept, Feb, June

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Year Three On The Road Stats

September 2015 thru August 2016
Miles towed/travelled - 7,802
States vsited - 10
States Camped In - 10
New States - 2 Number of times setup camp - 48
Average days camped per stop - 7.63
Campground fees for the year - $1258.38 $3.44 per night
Highest average camping fees Month - $12.05 per night for December
Lowest average camping fees Month - $1.14 per night for May - August

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Year Two On The Road Stats

September 2014 thru August 2015
Miles towed/travelled - 8,830
States vsited - 14
States Camped In - 14
New States - 6 Number of times setup camp - 71
Average days camped per stop - 5.14
Campground fees for the year - $2173.74 $5.96 per night
Highest average camping fees Month - $12.24 per night for September
Lowest average camping fees Month - $0.97 per night for August

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Year One On The Road Stats

September 2013 thru August 2014
Miles towed - 9,252
States vsited - 19
States Camped In - 17
Number of times setup camp - 69
Average days camped per stop - 5.29
Campground fees for the year - $2612.17 $7.16 per night
Highest average camping fees Month - $14.55 per night for September
Lowest average camping fees Month - $0.25 per night for June

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Our Membership Campground Statistics

Good Sam Club - We are lifetime members of the Good Sams, and take advantage of the 10 percent discount when traveling, if there is nothing better available.

Elks - We belong to Yuma Elks Lodge # 476 in Yuma, AZ. As traveling Elks, we have access to many camping opportunities at Lodges and Elks parks around the contry. Good places to stop. Good prices.

Escapees - We plan on visiting some of their Rainbow Parks, SKP Co-Ops, and Discount Parks while we travel. And they produce a great magazine.

Harvest Hosts - A great option for one night stops. Usually boondocking. Winerys, brewerys, farms, attractions, etc. we make purchase while there.

RPI - Resort Parks International - We obtained this membership when we bought into Thousand Trails. There are many parks out there that we can stay in for up to 2 weeks at a time for only 10 bucks per night. This will be our second choice when we are unable to get into one of our 'free' membership sites. There is a yearly fee.

Enjoy America - This membership also came with our RPI membership. These parks are all over, but restrict the discount to week days only, or a discount on the 3rd night or other such options. Similar to Passport America

Passport America - Good for 50 percent off campground costs. Some conditions apply. Many parks to choose from. Good for us when there is no TT, or RPI parks close by.

Thousand Trails - There are many types of memberships available. We bought a used VIP Platinum membership that includes all the TT preserves and NACO and Leisure Time Resorts too. We can stay up to 3 weeks at a time at no cost and then move to another preserve with no time out of the system and no waiting period. We also get to make our reservations 120 days in advance. After purchacing the membership, there is a yearly 'maintenance fee'. We recently added the Trails Connection. This adds over 100 parks nationwide. See below for our initial costs and yearly usage stats.

Thousand Trails

  Date Amount # of Nights Per Year Avg. Cost Per Night
Purchased  Nov 2011  $   1450.00
Transfer Fee  Nov 2011  $   750.00
1st Year   3
Yearly Maintenance Dues Jan 2012  $   649.00   33  $   19.67
Yearly Maintenance Dues Jan 2013  $   649.00   100  $   6.49
Yearly Maintenance Dues Jan 2014  $   626.72   142  $   4.41
Yearly Maintenance Dues Jan 2015  $   610.54   162  $   3.77
Yearly Maintenance Dues Jan 2016  $   620.08   262  $   2.37
Yearly Maintenance Dues Jan 2017  $   620.69   125  $   4.97
Yearly Maintenance Dues Jan 2018  $   628.58   60  $   10.48
Yearly Maintenance Dues Jan 2019  $   641.49   51  $   12.58
Yearly Maintenance Dues Jan 2020  $   642.55   22  $   29.21
Yearly Maintenance Dues + TC Jan 2021  $   988.12   132 So Far  $   7.49
Total $$$ Paid In          $ 8,876.77
Nights Camped          930
Average Cost per Night    $9.54

After the initial purchace and transfer, we have really benefitted from this membership.

Bought through a re-seller.

Our yearly dues are $1,391.50 for all our club memberships, which is just $ 115.96 per month. We just have to spend 5 nights a month in our parks to make it all worthwhile.

Figures are current through February, 2021. Numbers seem a bit high now? Not to worry....they go down every month!

Comments always welcomed

Either via email or the Contact page.. Thanks for reading.


Cool Stuff!

The Ferg's Home

Here is some of the RVs we have owned, some of the fun places we have visited, and pictures of us having fun! Click on the picture to get a bigger one.

A full time RV life - the way to go!

    Fergizmo

  • Our Travel Trailer

  • Our Class C motorhome

  • Our Arctic Fox

  • Our Hurricane motorhome

  • Our Southwind motorhome

  • Our 38 ft Bighorn

  • Our 32 ft Cameo

  • Our Rainier TT

  • Our Dutchmen TT

  • Devils Tower

  • Q Mountain

  • Oregon Coast

  • Boondocking

  • Brew Pubs

  • RV Dreams rally

  • SKP WARE rally

  • Christian Fellowship BoF

Thank you for stopping by, hope to see you down the road!